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Making monthly personal balance sheet - simple dollar, More times, ’ve mentioned enjoy calculating net worth regular basis personal financial situation . http://www.thesimpledollar.com/making-a-monthly-personal-balance-sheet/ How charge bill-paying system, I paying bills. , hear . ’ , “ joan, ’ crazy; ’ reading !” stick explain.. http://manvsdebt.com/bill-paying-system/ Why prepay monthly bills, Earlier today wrote prepay monthly bills. acknowledged people dumb, . http://www.getrichslowly.org/blog/2007/11/13/why-you-shouldnt-prepay-your-monthly-bills/